Natural hazards · North Haledon

North Haledon, NJ natural hazards

Most of the natural-hazard damage FEMA expects in North Haledon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Haledon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Haledon to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding68%Strong wind5%Cold waves5%Heat waves5%Earthquakes5%Everything else12%

By hazard

What North Haledon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 6 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once a year in the area

Heat waves

5% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 9 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 60% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Haledon flood?

Every paid claim on a federal flood insurance policy in North Haledon, from FEMA’s records.

11paid claims since 1979

$133Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 4 claims, $87K
Hurricane Floyd: 3 claims, $20K
Hurricane Sandy: 1 claim, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Haledon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Passaic County.

Disasters that hit North Haledon

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Haledon itself: aid to households, or repair grants to the Borough of North Haledon.

Brought FEMA money into North HaledonDeclared for Passaic County only

2021

Remnants of Hurricane Ida

113 households applied for aid $321K aid approved $972K to the Borough of North Haledon for repairs

2018

Severe Winter Storm and Snowstorm

$164K to the Borough of North Haledon for repairs

2012

Hurricane Sandy

34 households applied for aid $196K to the Borough of North Haledon for repairs

2011

Severe Storm

$40K to the Borough of North Haledon for repairs

2011

Remnants of Tropical Storm Lee

$6K to the Borough of North Haledon for repairs

2011

Hurricane Irene

40 households applied for aid $84K aid approved $77K to the Borough of North Haledon for repairs

2010

Severe Winter Storm and Snowstorm

$34K to the Borough of North Haledon for repairs

2010

Severe Storms and Flooding

1 household applied for aid $24K to the Borough of North Haledon for repairs

2007

Severe Storms and Inland and Coastal Flooding

7 households applied for aid $4K aid approved $36K to the Borough of North Haledon for repairs

1999

Hurricane Floyd Major Disaster Declarations

$114K to the Borough of North Haledon for repairs

Passaic County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

Around North Haledon

North Haledon and the towns around it

Very lowLowModerateHighVery high

Haledonmostly inland floodingVery high

Hawthornemostly inland floodingHigh

Prospect Parkmostly inland floodingHigh

Waynemostly inland floodingModerate

North Haledonmostly inland floodingLow

Franklin Lakesmostly inland floodingLow

Wyckoffmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Haledon covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to North Haledon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of North Haledon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Haledon total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.