Wharton, NJ natural hazards
Most of the natural-hazard damage FEMA expects in Wharton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 2007. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Wharton?
FEMA expects yearly storm and flood damage to homes and buildings in Wharton to be higher than in 30% of U.S. communities, mostly from inland flooding.
What Wharton faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Cold waves
Strong wind
Lower here
Not a risk here
Does Wharton flood?
Every paid claim on a federal flood insurance policy in Wharton, from FEMA’s records.
Biggest named events
- March 2010 Nor'easter: 1 claim, $13K
- Hurricane Irene: 1 claim, $38K
- Late winter storms: 1 claim, $9K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Wharton itself: aid to households, or repair grants to the Borough of Wharton.
Remnants of Hurricane Ida
Severe Winter Storm and Snowstorm
Hurricane Sandy
Severe Storm
Hurricane Irene
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Inland and Coastal Flooding
Severe Storms, Flooding and Mudslides
Hurricane Floyd Major Disaster Declarations
Wharton and the towns around it
How to read this page
FEMA’s expected losses across Wharton total about $1.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.