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Natural hazards · Mine Hill

Mine Hill, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Mine Hill comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1991. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mine Hill?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mine Hill to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves15%Strong wind6%Earthquakes5%Tornadoes5%Everything else13%
By hazard

What Mine Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Below average · higher than 40% of U.S. places
Recorded about 4 times a year in the area

Cold waves

15% of expected damage
Below average · higher than 29% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 62% of U.S. places

Tornadoes

5% of expected damage
Below average · higher than 43% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mine Hill flood?

Every paid claim on a federal flood insurance policy in Mine Hill, from FEMA’s records.

4paid claims since 1991
$215Kpaid to owners
0homes flooded more than once
19912026

Biggest named events

  • Hurricane Sandy: 2 claims, $208K
  • The “Halloween” storm: 1 claim, $952
  • December Storm - Nor'easter: 1 claim, $7K
of all homes
are insured
No community discount. Mine Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morris County.
Disasters that hit Mine Hill

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mine Hill itself: aid to households, or repair grants to the Township of Mine Hill.

Brought FEMA money into Mine HillDeclared for Morris County only
2021

Remnants of Hurricane Ida

16 households applied for aid $32K aid approved
2020

Tropical Storm Isaias

$13K to the Township of Mine Hill for repairs
2018

Severe Winter Storm and Snowstorm

$19K to the Township of Mine Hill for repairs
2016

Severe Winter Storm and Snowstorm

$19K to the Township of Mine Hill for repairs
2012

Hurricane Sandy

54 households applied for aid $2K aid approved $30K to the Township of Mine Hill for repairs
2011

Hurricane Irene

34 households applied for aid $83K aid approved $12K to the Township of Mine Hill for repairs
2010

Severe Winter Storm and Snowstorm

$11K to the Township of Mine Hill for repairs
2010

Severe Storms and Flooding

1 household applied for aid $8K aid approved
2007

Severe Storms and Inland and Coastal Flooding

2 households applied for aid
2005

Severe Storms and Flooding

1 household applied for aid $385 aid approved
1999

Hurricane Floyd Major Disaster Declarations

$6K to the Township of Mine Hill for repairs
Morris County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Mine Hill

Mine Hill and the towns around it

Wharton: Low, mostly inland floodingRandolph: Low, mostly inland floodingRoxbury: Low, mostly inland floodingDover: Very high, mostly inland floodingRockaway: Low, mostly inland floodingChester: Moderate, mostly inland floodingVictory Gardens: Very low, mostly inland floodingMendham: Moderate, mostly inland floodingMount Arlington: Very low, mostly inland floodingHopatcong: Low, mostly cold wavesByram: Moderate, mostly inland floodingJefferson: Low, mostly inland floodingStanhope: Low, mostly cold wavesMount Olive: Low, mostly inland floodingNetcong: Very low, mostly inland floodingMine Hill: Low, mostly inland flooding Mine HillWhartonRandolphRoxburyDover
Very lowLowModerateHighVery high
Dovermostly inland floodingVery high
Whartonmostly inland floodingLow
Randolphmostly inland floodingLow
Roxburymostly inland floodingLow
Mine Hillmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mine Hill covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Mine Hill’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Mine Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mine Hill total about $776K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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