Natural hazards · Verona

Verona, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Verona comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 59 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Verona?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Verona to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding77%Heat waves7%Everything else16%
By hazard

What Verona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 3 times a year in the area

Heat waves

7% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 9 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Verona flood?

Every paid claim on a federal flood insurance policy in Verona, from FEMA’s records.

59paid claims since 1978
$932Kpaid to owners
9homes flooded more than once
19782026

Biggest named events

  • Hurricane Ida: 19 claims, $495K
  • Hurricane Floyd: 12 claims, $94K
  • Hurricane Irene: 4 claims, $81K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Verona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Essex County.
Disasters that hit Verona

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Verona itself: aid to households, or repair grants to the Township of Verona.

Brought FEMA money into VeronaDeclared for Essex County only
2021

Remnants of Hurricane Ida

174 households applied for aid $531K aid approved $351K to the Township of Verona for repairs
2020

Tropical Storm Isaias

$159K to the Township of Verona for repairs
2018

Severe Winter Storm and Snowstorm

$55K to the Township of Verona for repairs
2016

Severe Winter Storm and Snowstorm

$67K to the Township of Verona for repairs
2012

Hurricane Sandy

107 households applied for aid $6K aid approved $495K to the Township of Verona for repairs
2011

Severe Storm

$513K to the Township of Verona for repairs
2011

Hurricane Irene

52 households applied for aid $89K aid approved $184K to the Township of Verona for repairs
2010

Severe Winter Storm and Snowstorm

$65K to the Township of Verona for repairs
2010

Severe Storms and Flooding

6 households applied for aid $3K aid approved
2007

Severe Storms and Inland and Coastal Flooding

6 households applied for aid $1K aid approved
1999

Hurricane Floyd Major Disaster Declarations

$61K to the Township of Verona for repairs
Essex County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Verona

Verona and the towns around it

Montclair: Low, mostly inland floodingCedar Grove: Moderate, mostly inland floodingNorth Caldwell: Low, mostly inland floodingWest Orange: Low, mostly inland floodingEssex Fells: Low, mostly inland floodingGlen Ridge: Low, mostly inland floodingClifton: Low, mostly inland floodingLittle Falls: High, mostly inland floodingFairfield: Moderate, mostly inland floodingWest Caldwell: Low, mostly inland floodingCaldwell: Low, mostly inland floodingCity of Orange: Moderate, mostly inland floodingLivingston: Low, mostly inland floodingSouth Orange Village: Moderate, mostly inland floodingMillburn: Moderate, mostly inland floodingRoseland: Moderate, mostly inland floodingVerona: Moderate, mostly inland flooding VeronaMontclairCedar GroveNorth CaldwellWest OrangeEssex Fells
Very lowLowModerateHighVery high
Veronamostly inland floodingModerate
Cedar Grovemostly inland floodingModerate
West Orangemostly inland floodingLow
North Caldwellmostly inland floodingLow
Essex Fellsmostly inland floodingLow
Montclairmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Verona covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Verona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Verona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Verona total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01