Natural hazards · Cedar Grove

Cedar Grove, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Grove comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 23 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Grove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Grove to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding75%Heat waves7%Everything else18%

By hazard

What Cedar Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Heat waves

7% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Grove flood?

Every paid claim on a federal flood insurance policy in Cedar Grove, from FEMA’s records.

23paid claims since 1979

$1.1Mpaid to owners

6homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 10 claims, $700K
Hurricane Irene: 2 claims, $51K
Not a named storm: 1 claim, $543

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Essex County.

Disasters that hit Cedar Grove

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cedar Grove itself: aid to households, or repair grants to the Township of Cedar Grove.

Brought FEMA money into Cedar GroveDeclared for Essex County only

2021

Remnants of Hurricane Ida

107 households applied for aid $273K aid approved $376K to the Township of Cedar Grove for repairs

2018

Severe Winter Storm and Snowstorm

$5K to the Township of Cedar Grove for repairs

2012

Hurricane Sandy

84 households applied for aid $10K aid approved $308K to the Township of Cedar Grove for repairs

2011

Severe Storm

$159K to the Township of Cedar Grove for repairs

2011

Hurricane Irene

25 households applied for aid $37K aid approved $37K to the Township of Cedar Grove for repairs

2010

Severe Winter Storm and Snowstorm

$37K to the Township of Cedar Grove for repairs

2010

Severe Storms and Flooding

$21K to the Township of Cedar Grove for repairs

2007

Severe Storms and Inland and Coastal Flooding

5 households applied for aid $4K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$86K to the Township of Cedar Grove for repairs

Essex County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Cedar Grove

Cedar Grove and the towns around it

Very lowLowModerateHighVery high

Little Fallsmostly inland floodingHigh

Veronamostly inland floodingModerate

Cedar Grovemostly inland floodingModerate

North Caldwellmostly inland floodingLow

Montclairmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Grove covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Cedar Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cedar Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cedar Grove total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.