Strathmore’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Strathmore comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1978.
What stands out about Strathmore’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Strathmore?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 62% of U.S. communities, mostly from inland flooding and strong winds.
Rated higher than 364 of the 564 New Jersey towns we cover.
Strathmore covers 2 census tracts, combined by population.
What Strathmore faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Strong wind
Heat waves
Hurricanes
Does Strathmore flood? Rarely: 6 flood claims since 1978
Every paid claim on a federal flood insurance policy in Strathmore, from FEMA’s records.
- Hurricane Irene1 claim · $3K
Strathmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Monmouth County.Federal disasters declared here
None of the disasters declared for Monmouth County shows FEMA aid or repair money reaching Strathmore itself in FEMA’s records.
Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.
Get ready for what Strathmore actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Know the nearest cooling center or air-conditioned library.
- Drink water before you feel thirsty.
- Check on neighbors who live alone.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Strathmore and its neighbors
Strathmore ranks 3rd calmest of 5 towns around it. Tap a town to see its hazards.
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in August–October
The month each of Monmouth County’s 22 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Strathmore’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Strathmore.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Strathmore, expected losses total about $3.1M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Strathmore.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.