Natural hazards · Aberdeen

Aberdeen, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Aberdeen comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 55 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Aberdeen?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Aberdeen to be higher than in 58% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding36%Strong wind29%Heat waves15%Hurricanes6%Everything else15%
By hazard

What Aberdeen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 4 times a year in the area

Strong wind

29% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Heat waves

15% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about 7 times a year in the area

Hurricanes

6% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Aberdeen flood?

Every paid claim on a federal flood insurance policy in Aberdeen, from FEMA’s records.

55paid claims since 1978
$2.5Mpaid to owners
2homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 25 claims, $2.0M
  • Hurricane Irene: 6 claims, $146K
  • March 2010 Nor'easter: 2 claims, $113K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Aberdeen is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Monmouth County.
Disasters that hit Aberdeen

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Aberdeen itself: aid to households, or repair grants to the Township of Aberdeen.

Brought FEMA money into AberdeenDeclared for Monmouth County only
2020

Tropical Storm Isaias

$95K to the Township of Aberdeen for repairs
2016

Severe Winter Storm and Snowstorm

$49K to the Township of Aberdeen for repairs
2012

Hurricane Sandy

210 households applied for aid $9K aid approved $1.2M to the Township of Aberdeen for repairs
2011

Hurricane Irene

27 households applied for aid $27K aid approved $387K to the Township of Aberdeen for repairs
2010

Severe Winter Storm and Snowstorm

$42K to the Township of Aberdeen for repairs
2010

Severe Storms and Flooding

4 households applied for aid $1K aid approved $3K to the Township of Aberdeen for repairs
Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Aberdeen

Aberdeen and the towns around it

Matawan: High, mostly inland floodingOld Bridge: Moderate, mostly inland floodingKeyport: Moderate, mostly strong windsHolmdel: Moderate, mostly inland floodingMarlboro: High, mostly inland floodingHazlet: High, mostly inland floodingKeansburg: Moderate, mostly inland floodingMonroe: Moderate, mostly inland floodingSpotswood: High, mostly inland floodingEast Brunswick: Moderate, mostly inland floodingSayreville: Low, mostly inland floodingUnion Beach: High, mostly inland floodingColts Neck: High, mostly inland floodingMiddletown: High, mostly inland floodingFreehold: Moderate, mostly inland floodingManalapan: High, mostly inland floodingAberdeen: Moderate, mostly inland flooding AberdeenMatawanOld BridgeKeyportHolmdelMarlboroHazletKeansburg
Very lowLowModerateHighVery high
Matawanmostly inland floodingHigh
Marlboromostly inland floodingHigh
Hazletmostly inland floodingHigh
Aberdeenmostly inland floodingModerate
Holmdelmostly inland floodingModerate
Keansburgmostly inland floodingModerate
Keyportmostly strong windsModerate
Old Bridgemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Aberdeen covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Aberdeen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Aberdeen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Aberdeen total about $6.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Aberdeen

New Jersey · NJ · Monmouth County
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