Natural hazards · Stanhope

Stanhope, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Stanhope comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1996. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stanhope?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanhope to be higher than in 22% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves35%Inland flooding32%Strong wind20%Everything else13%

By hazard

What Stanhope faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Inland flooding

32% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 2 times a year in the area

Strong wind

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stanhope flood?

Every paid claim on a federal flood insurance policy in Stanhope, from FEMA’s records.

2paid claims since 1996

$16Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stanhope isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sussex County.

Disasters that hit Stanhope

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stanhope itself: aid to households, or repair grants to the Borough of Stanhope.

Brought FEMA money into StanhopeDeclared for Sussex County only

2021

Severe Winter Storm and Snowstorm

$29K to the Borough of Stanhope for repairs

2020

Tropical Storm Isaias

$7K to the Borough of Stanhope for repairs

2012

Hurricane Sandy

298 households applied for aid $36K aid approved $79K to the Borough of Stanhope for repairs

2011

Severe Storm

$39K to the Borough of Stanhope for repairs

2011

Hurricane Irene

128 households applied for aid $296K aid approved $16K to the Borough of Stanhope for repairs

2005

Severe Storms and Flooding

3 households applied for aid $5K aid approved

2000

Severe Storms, Flooding and Mudslides

$46K to the Borough of Stanhope for repairs

Sussex County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Stanhope

Stanhope and the towns around it

Very lowLowModerateHighVery high

Byrammostly inland floodingModerate

Mount Olivemostly inland floodingLow

Roxburymostly inland floodingLow

Hopatcongmostly cold wavesLow

Stanhopemostly cold wavesLow

Netcongmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanhope covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stanhope’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Stanhope. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stanhope total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.