Natural hazards · Netcong

Netcong, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Netcong comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1980. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Netcong?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Netcong to be higher than in 9% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves17%Strong wind7%Tornadoes6%Heat waves5%Everything else13%

By hazard

What Netcong faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 4 times a year in the area

Cold waves

17% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 43% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Netcong flood?

Every paid claim on a federal flood insurance policy in Netcong, from FEMA’s records.

3paid claims since 1980

$1.0Mpaid to owners

0homes flooded more than once

19802026

of all homes
are insured

No community discount. Netcong isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morris County.

Disasters that hit Netcong

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Netcong itself: aid to households, or repair grants to the Borough of Netcong.

Brought FEMA money into NetcongDeclared for Morris County only

2021

Remnants of Hurricane Ida

8 households applied for aid $3K aid approved

2021

Severe Winter Storm and Snowstorm

$38K to the Borough of Netcong for repairs

2018

Severe Winter Storm and Snowstorm

$11K to the Borough of Netcong for repairs

2016

Severe Winter Storm and Snowstorm

$18K to the Borough of Netcong for repairs

2012

Hurricane Sandy

121 households applied for aid $12K aid approved $61K to the Borough of Netcong for repairs

2011

Hurricane Irene

27 households applied for aid $77K aid approved $11K to the Borough of Netcong for repairs

2010

Severe Winter Storm and Snowstorm

$9K to the Borough of Netcong for repairs

2010

Severe Storms and Flooding

1 household applied for aid $7K to the Borough of Netcong for repairs

2005

Severe Storms and Flooding

1 household applied for aid $1K aid approved

2000

Severe Storms, Flooding and Mudslides

$7K to the Borough of Netcong for repairs

1999

Hurricane Floyd Major Disaster Declarations

$4K to the Borough of Netcong for repairs

Morris County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Netcong

Netcong and the towns around it

Very lowLowModerateHighVery high

Mount Olivemostly inland floodingLow

Roxburymostly inland floodingLow

Stanhopemostly cold wavesLow

Netcongmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Netcong covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Netcong’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Netcong. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Netcong total about $589K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.