Natural hazards · Smithville

Smithville, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Smithville comes from hurricanes, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smithville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smithville to be higher than in 39% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes33%Inland flooding28%Strong wind13%Cold waves6%Wildfire6%Heat waves5%Everything else8%

By hazard

What Smithville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

33% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

28% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 2 times a year in the area

Strong wind

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Wildfire

6% of expected damage

Well above average · higher than 93% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smithville flood?

FEMA's records show no paid flood insurance claims in Smithville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Smithville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Atlantic County.

Disasters that hit Smithville

Federal disasters declared here

None of the disasters declared for Atlantic County shows FEMA aid or repair money reaching Smithville itself in FEMA’s records.

Brought FEMA money into SmithvilleDeclared for Atlantic County only

Atlantic County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Smithville

Smithville and the towns around it

Very lowLowModerateHighVery high

Oceanvillemostly inland floodingHigh

Port Republicmostly inland floodingHigh

Leeds Pointmostly inland floodingHigh

Gallowaymostly inland floodingModerate

Smithvillemostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smithville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Smithville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Smithville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Smithville total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.