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Natural hazards · Ridgefield Park

Ridgefield Park, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Ridgefield Park comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 202 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ridgefield Park?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgefield Park to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding73%Earthquakes6%Hurricanes5%Everything else16%
By hazard

What Ridgefield Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 66% of U.S. places

Hurricanes

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 6 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightning

Not a risk here

WildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ridgefield Park flood?

Every paid claim on a federal flood insurance policy in Ridgefield Park, from FEMA’s records.

202paid claims since 1978
$3.5Mpaid to owners
47homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 81 claims, $2.2M
  • Hurricane Irene: 39 claims, $535K
  • December Storm - Nor'easter: 16 claims, $115K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ridgefield Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bergen County.
Disasters that hit Ridgefield Park

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ridgefield Park itself: aid to households, or repair grants to the Village of Ridgefield Park.

Brought FEMA money into Ridgefield ParkDeclared for Bergen County only
2021

Remnants of Hurricane Ida

117 households applied for aid $228K aid approved $8K to the Village of Ridgefield Park for repairs
2020

Tropical Storm Isaias

$67K to the Village of Ridgefield Park for repairs
2016

Severe Winter Storm and Snowstorm

$58K to the Village of Ridgefield Park for repairs
2012

Hurricane Sandy

430 households applied for aid $481K aid approved $180K to the Village of Ridgefield Park for repairs
2011

Severe Storm

$41K to the Village of Ridgefield Park for repairs
2011

Hurricane Irene

72 households applied for aid $163K aid approved $41K to the Village of Ridgefield Park for repairs
2010

Severe Winter Storm and Snowstorm

$44K to the Village of Ridgefield Park for repairs
2010

Severe Storms and Flooding

7 households applied for aid $3K aid approved $30K to the Village of Ridgefield Park for repairs
2007

Severe Storms and Inland and Coastal Flooding

32 households applied for aid $50K aid approved $15K to the Village of Ridgefield Park for repairs
1999

Hurricane Floyd Major Disaster Declarations

$8K to the Village of Ridgefield Park for repairs
Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Ridgefield Park

Ridgefield Park and the towns around it

Ridgefield: High, mostly inland floodingHackensack: Moderate, mostly inland floodingLittle Ferry: Very high, mostly coastal floodingTeaneck: Low, mostly inland floodingPalisades Park: Low, mostly inland floodingBogota: Moderate, mostly inland floodingLeonia: Low, mostly inland floodingNorth Bergen: Moderate, mostly inland floodingFairview: Moderate, mostly inland floodingCarlstadt: Very high, mostly coastal floodingCliffside Park: Moderate, mostly inland floodingMaywood: Low, mostly inland floodingRiver Edge: High, mostly inland floodingParamus: Moderate, mostly inland floodingSouth Hackensack: Very high, mostly coastal floodingHasbrouck Heights: Low, mostly inland floodingLodi: High, mostly inland floodingMoonachie: Very high, mostly coastal floodingBergenfield: Moderate, mostly inland floodingEnglewood: High, mostly inland floodingNew Milford: Moderate, mostly inland floodingFort Lee: Very low, mostly inland floodingRidgefield Park: Moderate, mostly inland flooding Ridgefield ParkRidgefieldHackensackLittle FerryTeaneckPalisades ParkBogotaLeonia
Very lowLowModerateHighVery high
Little Ferrymostly coastal floodingVery high
Ridgefieldmostly inland floodingHigh
Bogotamostly inland floodingModerate
Hackensackmostly inland floodingModerate
Ridgefield Parkmostly inland floodingModerate
Palisades Parkmostly inland floodingLow
Teaneckmostly inland floodingLow
Leoniamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgefield Park covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Ridgefield Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ridgefield Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ridgefield Park total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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