Natural hazards · Bogota

Bogota, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Bogota comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 25 claims here since 1980. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bogota?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bogota to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding73%Earthquakes6%Everything else21%

By hazard

What Bogota faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 69% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bogota flood?

Every paid claim on a federal flood insurance policy in Bogota, from FEMA’s records.

25paid claims since 1980

$593Kpaid to owners

4homes flooded more than once

19802026

Biggest named events

Hurricane Irene: 3 claims, $29K
December Storm - Nor'easter: 3 claims, $124K
Hurricane Floyd: 2 claims, $151K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bogota isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bergen County.

Disasters that hit Bogota

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bogota itself: aid to households, or repair grants to the Borough of Bogota.

Brought FEMA money into BogotaDeclared for Bergen County only

2021

Remnants of Hurricane Ida

122 households applied for aid $542K aid approved $52K to the Borough of Bogota for repairs

2020

Tropical Storm Isaias

$28K to the Borough of Bogota for repairs

2012

Hurricane Sandy

125 households applied for aid $19K aid approved $216K to the Borough of Bogota for repairs

2011

Severe Storm

$125K to the Borough of Bogota for repairs

2011

Hurricane Irene

54 households applied for aid $106K aid approved $26K to the Borough of Bogota for repairs

2010

Severe Winter Storm and Snowstorm

$21K to the Borough of Bogota for repairs

2010

Severe Storms and Flooding

7 households applied for aid $2K aid approved $29K to the Borough of Bogota for repairs

2007

Severe Storms and Inland and Coastal Flooding

35 households applied for aid $52K aid approved $13K to the Borough of Bogota for repairs

1999

Hurricane Floyd Major Disaster Declarations

$6K to the Borough of Bogota for repairs

Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Bogota

Bogota and the towns around it

Very lowLowModerateHighVery high

Bogotamostly inland floodingModerate

Hackensackmostly inland floodingModerate

Ridgefield Parkmostly inland floodingModerate

Teaneckmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bogota covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bogota’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Bogota. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bogota total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.