Natural hazards · Point Pleasant

Point Pleasant, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Point Pleasant comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1,125 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Point Pleasant?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Point Pleasant to be higher than in 59% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding51%Strong wind24%Hurricanes6%Everything else18%

By hazard

What Point Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Strong wind

24% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Point Pleasant flood?

Every paid claim on a federal flood insurance policy in Point Pleasant, from FEMA’s records.

1,125paid claims since 1978

$69.5Mpaid to owners

34homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 988 claims, $68.0M
December Storm - Nor'easter: 40 claims, $390K
Hurricane Irene: 33 claims, $615K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Point Pleasant is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Ocean County.

Disasters that hit Point Pleasant

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Point Pleasant itself: aid to households, or repair grants to the Borough of Point Pleasant.

Brought FEMA money into Point PleasantDeclared for Ocean County only

2016

Severe Winter Storm and Snowstorm

$66K to the Borough of Point Pleasant for repairs

2012

Hurricane Sandy

42 households applied for aid $56K aid approved $1.5M to the Borough of Point Pleasant for repairs

2011

Hurricane Irene

$6K to the Borough of Point Pleasant for repairs

2010

Severe Winter Storm and Snowstorm

$65K to the Borough of Point Pleasant for repairs

Ocean County has had 27 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Point Pleasant

Point Pleasant and the towns around it

Very lowLowModerateHighVery high

Bay Headmostly inland floodingVery high

Point Pleasant Beachmostly inland floodingHigh

Point Pleasantmostly inland floodingModerate

Brickmostly inland floodingModerate

Briellemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Point Pleasant covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Point Pleasant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Point Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Point Pleasant total about $5.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.