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Natural hazards · Point Pleasant Beach

Point Pleasant Beach, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Point Pleasant Beach comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1,707 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Point Pleasant Beach?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Point Pleasant Beach to be higher than in 67% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding40%Coastal flooding22%Strong wind22%Earthquakes6%Hurricanes6%Everything else5%
By hazard

What Point Pleasant Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Below average · higher than 34% of U.S. places
Recorded about 3 times a year in the area

Coastal flooding

22% of expected damage
Well above average · among the top 1% of U.S. places

Strong wind

22% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 72% of U.S. places

Hurricanes

6% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesLightning

Not a risk here

WildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Point Pleasant Beach flood?

Every paid claim on a federal flood insurance policy in Point Pleasant Beach, from FEMA’s records.

1,707paid claims since 1978
$104Mpaid to owners
87homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 1,268 claims, $98.1M
  • December Storm - Nor'easter: 266 claims, $3.3M
  • Hurricane Irene: 81 claims, $1.6M

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Point Pleasant Beach is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Ocean County.

What’s been done with FEMA grants

42homes raised above flood level
Disasters that hit Point Pleasant Beach

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Point Pleasant Beach itself: aid to households, or repair grants to the Borough of Point Pleasant Beach.

Brought FEMA money into Point Pleasant BeachDeclared for Ocean County only
2016

Severe Winter Storm and Snowstorm

$42K to the Borough of Point Pleasant Beach for repairs
2012

Hurricane Sandy

1,771 households applied for aid $7.1M aid approved $6.8M to the Borough of Point Pleasant Beach for repairs
2011

Hurricane Irene

42 households applied for aid $4K aid approved $139K to the Borough of Point Pleasant Beach for repairs
2010

Severe Winter Storm and Snowstorm

$40K to the Borough of Point Pleasant Beach for repairs
2010

Severe Storms and Flooding

1 household applied for aid
2009

Snowstorm

$22K to the Borough of Point Pleasant Beach for repairs
Ocean County has had 27 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Point Pleasant Beach

Point Pleasant Beach and the towns around it

Brielle: Moderate, mostly inland floodingPoint Pleasant: Moderate, mostly inland floodingManasquan: Very high, mostly coastal floodingWall: Moderate, mostly strong windsBrick: Moderate, mostly inland floodingBay Head: Very high, mostly inland floodingSea Girt: Moderate, mostly inland floodingPoint Pleasant Beach: High, mostly inland flooding Point Pleasant BeachBriellePoint PleasantManasquan
Very lowLowModerateHighVery high
Manasquanmostly coastal floodingVery high
Point Pleasant Beachmostly inland floodingHigh
Point Pleasantmostly inland floodingModerate
Briellemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Point Pleasant Beach covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Point Pleasant Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Point Pleasant Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Point Pleasant Beach total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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