Natural hazards · Pohatcong

Pohatcong, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Pohatcong comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 147 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pohatcong?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pohatcong to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves10%Hurricanes5%Everything else17%

By hazard

What Pohatcong faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Hurricanes

5% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 16 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pohatcong flood?

Every paid claim on a federal flood insurance policy in Pohatcong, from FEMA’s records.

147paid claims since 1979

$4.0Mpaid to owners

42homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 13 claims, $284K
Hurricane Ida: 4 claims, $46K
Torrential rain: 3 claims, $66K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (12) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pohatcong isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Pohatcong

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pohatcong itself: aid to households, or repair grants to the Township of Pohatcong.

Brought FEMA money into PohatcongDeclared for Warren County only

2023

Severe Storm and Flooding

$81K to the Township of Pohatcong for repairs

2021

Severe Winter Storm and Snowstorm

$38K to the Township of Pohatcong for repairs

2016

Severe Winter Storm and Snowstorm

$35K to the Township of Pohatcong for repairs

2012

Hurricane Sandy

$100K to the Township of Pohatcong for repairs

2011

Severe Storm

$8K to the Township of Pohatcong for repairs

2011

Remnants of Tropical Storm Lee

$37K to the Township of Pohatcong for repairs

2011

Hurricane Irene

2 households applied for aid $1K aid approved $68K to the Township of Pohatcong for repairs

2007

Severe Storms and Inland and Coastal Flooding

$356K to the Township of Pohatcong for repairs

2006

Severe Storms and Flooding

$18K to the Township of Pohatcong for repairs

2004

Severe Storms and Flooding

$648K to the Township of Pohatcong for repairs

Warren County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Pohatcong

Pohatcong and the towns around it

Very lowLowModerateHighVery high

Phillipsburgmostly inland floodingVery high

Riegelsvillemostly inland floodingHigh

Lopatcongmostly inland floodingHigh

Pohatcongmostly inland floodingHigh

Greenwichmostly inland floodingHigh

Hollandmostly inland floodingHigh

Williamsmostly inland floodingModerate

Bloomsburymostly inland floodingLow

Bethlehemmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pohatcong covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pohatcong’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pohatcong. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pohatcong total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.