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Natural hazards · Holland

Holland, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Holland comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 42 claims here since 1989. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holland?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holland to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding74%Strong wind8%Everything else18%
By hazard

What Holland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 3 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holland flood?

Every paid claim on a federal flood insurance policy in Holland, from FEMA’s records.

42paid claims since 1989
$1.4Mpaid to owners
8homes flooded more than once
19892026

Biggest named events

  • Hurricane Ida: 4 claims, $188K
  • Hurricane Irene: 4 claims, $39K
  • April 2007 Nor'easter: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Holland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hunterdon County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Holland

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holland itself: aid to households, or repair grants to the Township of Holland.

Brought FEMA money into HollandDeclared for Hunterdon County only
2021

Remnants of Hurricane Ida

$66K to the Township of Holland for repairs
2016

Severe Winter Storm and Snowstorm

$26K to the Township of Holland for repairs
2012

Hurricane Sandy

$123K to the Township of Holland for repairs
2011

Severe Storm

$25K to the Township of Holland for repairs
2011

Remnants of Tropical Storm Lee

$44K to the Township of Holland for repairs
2011

Hurricane Irene

$17K to the Township of Holland for repairs
2006

Severe Storms and Flooding

$10K to the Township of Holland for repairs
2004

Severe Storms and Flooding

$25K to the Township of Holland for repairs
1999

Hurricane Floyd Major Disaster Declarations

$16K to the Township of Holland for repairs
Hunterdon County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Holland

Holland and the towns around it

Pohatcong: High, mostly inland floodingAlexandria: High, mostly inland floodingDurham: High, mostly inland floodingBethlehem: Low, mostly inland floodingBridgeton: Very high, mostly inland floodingMilford: High, mostly inland floodingRiegelsville: High, mostly inland floodingNockamixon: Low, mostly inland floodingWilliams: Moderate, mostly inland floodingPhillipsburg: Very high, mostly inland floodingGreenwich: High, mostly inland floodingBloomsbury: Low, mostly inland floodingLopatcong: High, mostly inland floodingUnion: Low, mostly inland floodingFrenchtown: High, mostly inland floodingFranklin: Low, mostly inland floodingTinicum: Moderate, mostly inland floodingKingwood: High, mostly inland floodingSpringfield: Low, mostly inland floodingFranklin: Moderate, mostly inland floodingHampton: High, mostly inland floodingLebanon: Moderate, mostly inland floodingGlen Gardner: High, mostly inland floodingWashington: Moderate, mostly inland floodingHaycock: Low, mostly inland floodingBedminster: Low, mostly inland floodingHolland: High, mostly inland flooding HollandPohatcongAlexandriaDurhamBethlehemBridgetonMilfordRiegelsvilleNockamixon
Very lowLowModerateHighVery high
Bridgetonmostly inland floodingVery high
Durhammostly inland floodingHigh
Riegelsvillemostly inland floodingHigh
Pohatcongmostly inland floodingHigh
Alexandriamostly inland floodingHigh
Milfordmostly inland floodingHigh
Hollandmostly inland floodingHigh
Bethlehemmostly inland floodingLow
Nockamixonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holland covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Holland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Holland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holland total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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