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Natural hazards · Millville

Millville, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Millville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 29 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Millville?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millville to be higher than in 27% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes26%Cold waves12%Earthquakes7%Heat waves6%Everything else12%
By hazard

What Millville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

26% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 6 years in the area

Cold waves

12% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once a year in the area

Earthquakes

7% of expected damage
Above average · higher than 66% of U.S. places

Heat waves

6% of expected damage
Well below average · higher than 7% of U.S. places
Recorded about 5 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Millville flood?

Every paid claim on a federal flood insurance policy in Millville, from FEMA’s records.

29paid claims since 1979
$252Kpaid to owners
4homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 4 claims, $15K
  • April 2007 Nor'easter: 3 claims, $19K
  • December Storm - Nor'easter: 2 claims, $21K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Millville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cumberland County.
Disasters that hit Millville

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millville itself: aid to households, or repair grants to the City of Millville.

Brought FEMA money into MillvilleDeclared for Cumberland County only
2020

Tropical Storm Isaias

$11K to the City of Millville for repairs
2012

Hurricane Sandy

93 households applied for aid $125K aid approved $168K to the City of Millville for repairs
2012

Severe Storms and Straight-Line Winds

$209K to the City of Millville for repairs
2011

Hurricane Irene

343 households applied for aid $237K aid approved $150K to the City of Millville for repairs
2011

Severe Storms and Flooding

$5K to the City of Millville for repairs
2010

Severe Winter Storm and Snowstorm

$107K to the City of Millville for repairs
2010

Severe Storms and Flooding

157 households applied for aid $154K aid approved $85K to the City of Millville for repairs
2009

Snowstorm

$85K to the City of Millville for repairs
Cumberland County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Millville

Millville and the towns around it

Lawrence: High, mostly coastal floodingDeerfield: Very low, mostly hurricanesCommercial: Very high, mostly coastal floodingMaurice River: High, mostly coastal floodingDowne: Very high, mostly coastal floodingVineland: Very low, mostly inland floodingFairfield: Low, mostly inland floodingUpper Deerfield: Very low, mostly inland floodingPittsgrove: Very low, mostly inland floodingDennis: Moderate, mostly inland floodingEstell Manor: Moderate, mostly inland floodingWeymouth: Moderate, mostly inland floodingBuena Vista: Moderate, mostly inland floodingUpper: High, mostly inland floodingMillville: Low, mostly inland flooding MillvilleLawrenceDeerfieldCommercialMaurice RiverDowneVineland
Very lowLowModerateHighVery high
Downemostly coastal floodingVery high
Commercialmostly coastal floodingVery high
Lawrencemostly coastal floodingHigh
Maurice Rivermostly coastal floodingHigh
Millvillemostly inland floodingLow
Vinelandmostly inland floodingVery low
Deerfieldmostly hurricanesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millville covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to Millville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Millville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millville total about $7.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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