Natural hazards · Maurice River

Maurice River, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Maurice River comes from coastal flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 124 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maurice River?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maurice River to be higher than in 63% of U.S. communities, mostly from coastal flooding and inland flooding.

Coastal flooding31%Inland flooding18%Earthquakes17%Hurricanes14%Cold waves7%Everything else13%

By hazard

What Maurice River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

31% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

18% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

17% of expected damage

Above average · higher than 62% of U.S. places

Hurricanes

14% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Cold waves

7% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maurice River flood?

Every paid claim on a federal flood insurance policy in Maurice River, from FEMA’s records.

124paid claims since 1979

$1.9Mpaid to owners

15homes flooded more than once

19792026

Biggest named events

Hurricane Sandy: 27 claims, $895K
December Storm - Nor'easter: 13 claims, $138K
Hurricane Gloria: 8 claims, $24K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maurice River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Maurice River

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Maurice River itself: aid to households, or repair grants to the Township of Maurice River.

Brought FEMA money into Maurice RiverDeclared for Cumberland County only

2012

Hurricane Sandy

1 household applied for aid

Cumberland County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Maurice River

Maurice River and the towns around it

Very lowLowModerateHighVery high

Commercialmostly coastal floodingVery high

Maurice Rivermostly coastal floodingHigh

Uppermostly inland floodingHigh

Estell Manormostly inland floodingModerate

Weymouthmostly inland floodingModerate

Dennismostly inland floodingModerate

Buena Vistamostly inland floodingModerate

Millvillemostly inland floodingLow

Vinelandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maurice River covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Maurice River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Maurice River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maurice River total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.