Natural hazards · Keyport

Keyport, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Keyport comes from strong winds, and overall the risk is moderate for a U.S. community. Flood insurance has paid 147 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Keyport?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Keyport to be higher than in 46% of U.S. communities, mostly from strong winds and inland flooding.

Strong wind34%Inland flooding28%Heat waves17%Hurricanes7%Everything else14%

By hazard

What Keyport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

34% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

28% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Heat waves

17% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 7 times a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Keyport flood?

Every paid claim on a federal flood insurance policy in Keyport, from FEMA’s records.

147paid claims since 1978

$6.5Mpaid to owners

11homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 59 claims, $3.6M
December Storm - Nor'easter: 12 claims, $506K
Hurricane Irene: 11 claims, $388K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Keyport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monmouth County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Keyport

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Keyport itself: aid to households, or repair grants to the Borough of Keyport.

Brought FEMA money into KeyportDeclared for Monmouth County only

2021

Remnants of Hurricane Ida

10 households applied for aid $29K aid approved

2016

Severe Winter Storm and Snowstorm

$25K to the Borough of Keyport for repairs

2012

Hurricane Sandy

1,005 households applied for aid $1.8M aid approved $550K to the Borough of Keyport for repairs

2011

Hurricane Irene

122 households applied for aid $156K aid approved $109K to the Borough of Keyport for repairs

2010

Severe Winter Storm and Snowstorm

$21K to the Borough of Keyport for repairs

2010

Severe Storms and Flooding

38 households applied for aid $41K aid approved $92K to the Borough of Keyport for repairs

Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Keyport

Keyport and the towns around it

Very lowLowModerateHighVery high

Union Beachmostly inland floodingHigh

Hazletmostly inland floodingHigh

Aberdeenmostly inland floodingModerate

Keansburgmostly inland floodingModerate

Keyportmostly strong windsModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Keyport covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Keyport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Keyport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Keyport total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.