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Natural hazards in Keasbey · FEMA

Keasbey is calmer than 89% of U.S. communities

Most of the natural-hazard damage FEMA expects in Keasbey comes from inland flooding, and overall the risk is very low for a U.S. community.

11Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 11% of U.S. places
Main hazard
Inland flooding
44% of expected damage
Flood claims
0
none on record
Disasters paid out here
0
of 23 declared for Middlesex County
Expected yearly loss
$550K
buildings, people and crops

What stands out about Keasbey’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Keasbey?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 11% of U.S. communities, mostly from inland flooding and earthquakes.

Where Keasbey sits
Keasbey
Very lowLowModerateHighVery high

Calmer than 541 of the 564 New Jersey towns we cover.

Keasbey covers 1 census tract, combined by population.

What drives the damage
Inland flooding44%Earthquakes21%Strong wind10%Hurricanes9%Coastal flooding8%Everything else8%
By hazard

What Keasbey faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

44%of expected damage
Well below average · higher than 4% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

21%of expected damage
Well above average · higher than 77% of U.S. places

Strong wind

10%of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 7 times a year in the area

Hurricanes

9%of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 9 years in the area

Coastal flooding

8%of expected damage
Well above average · higher than 97% of U.S. places
Lower here
🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire⛰️ Landslides⚡ Lightning
Not a risk here
DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Keasbey flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Keasbey. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Keasbey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Middlesex County.
Storms remembered

Federal disasters declared here

None of the disasters declared for Middlesex County shows FEMA aid or repair money reaching Keasbey itself in FEMA’s records.

Disasters declared, by decade
Paid out in KeasbeyMiddlesex County only

Middlesex County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Be ready

Get ready for what Keasbey actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

Coastal Flood WarningCoastal Flood Warning issued September 26 at 4:34PM EDT until September 27 at 2:00PM EDT by NWS Mount Holly NJ
Wind AdvisoryWind Advisory issued September 26 at 6:03PM EDT until September 27 at 12:00PM EDT by NWS Mount Holly NJ
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Keasbey and its neighbors

Keasbey has the lowest rating of the 3 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
WoodbridgeLowinland flooding597
SayrevilleLowinland flooding324
KeasbeyVery lowinland flooding0

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in August–October

The month each of Middlesex County’s 23 declared disasters began, since 1953.

2J
2F
2M
1A
M
1J
1J
4A
4S
4O
N
2D
HurricanesFloodsSevere stormsWinter stormsDroughtsFiresIce storms
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Keasbey’s own flood-insurance community; household aid to the registrant’s city; repair grants to Keasbey.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Keasbey, expected losses total about $550K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Keasbey.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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