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Natural hazards · Woodbridge

Woodbridge, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Woodbridge comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 597 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Woodbridge?

39
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodbridge to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding61%Earthquakes7%Strong wind6%Cold waves5%Everything else21%
By hazard

What Woodbridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 67% of U.S. places

Strong wind

6% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 7 times a year in the area

Cold waves

5% of expected damage
Below average · higher than 25% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodbridge flood?

Every paid claim on a federal flood insurance policy in Woodbridge, from FEMA’s records.

597paid claims since 1978
$20.4Mpaid to owners
50homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 166 claims, $7.8M
  • Hurricane Irene: 122 claims, $3.6M
  • Hurricane Ida: 74 claims, $5.2M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (13) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. Woodbridge is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: Middlesex County.

What’s been done with FEMA grants

36flood-prone properties bought out and cleared
Disasters that hit Woodbridge

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woodbridge itself: aid to households, or repair grants to the Township of Woodbridge.

Brought FEMA money into WoodbridgeDeclared for Middlesex County only
2021

Remnants of Hurricane Ida

161 households applied for aid $362K aid approved $860K to the Township of Woodbridge for repairs
2016

Severe Winter Storm and Snowstorm

$290K to the Township of Woodbridge for repairs
2012

Hurricane Sandy

513 households applied for aid $575K aid approved $2.3M to the Township of Woodbridge for repairs
2011

Severe Storm

$609K to the Township of Woodbridge for repairs
2011

Hurricane Irene

323 households applied for aid $688K aid approved $522K to the Township of Woodbridge for repairs
2010

Severe Winter Storm and Snowstorm

$331K to the Township of Woodbridge for repairs
2010

Severe Storms and Flooding

12 households applied for aid $4K aid approved $101K to the Township of Woodbridge for repairs
2007

Severe Storms and Inland and Coastal Flooding

21 households applied for aid $10K aid approved $69K to the Township of Woodbridge for repairs
1999

Hurricane Floyd Major Disaster Declarations

$116K to the Township of Woodbridge for repairs
Middlesex County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Woodbridge

Woodbridge and the towns around it

Perth Amboy: Very low, mostly inland floodingCarteret: Low, mostly inland floodingEdison: Moderate, mostly inland floodingRahway: High, mostly inland floodingSayreville: Low, mostly inland floodingLinden: Low, mostly inland floodingNew York: Very low, mostly inland floodingSouth Amboy: Low, mostly inland floodingNew Brunswick: High, mostly inland floodingHighland Park: High, mostly inland floodingPiscataway: High, mostly inland floodingSouth Plainfield: Moderate, mostly inland floodingEast Brunswick: Moderate, mostly inland floodingClark: Moderate, mostly inland floodingSouth River: Moderate, mostly inland floodingOld Bridge: Moderate, mostly inland floodingRoselle: Very low, mostly inland floodingCranford: Moderate, mostly inland floodingElizabeth: Low, mostly inland floodingWinfield: High, mostly inland floodingHempstead: Low, mostly inland floodingYonkers: Low, mostly inland floodingMount Vernon: Low, mostly inland floodingNorth Hempstead: Very low, mostly inland floodingLawrence: Low, mostly inland floodingValley Stream: Low, mostly inland floodingPelham Manor: Moderate, mostly inland floodingPelham: Moderate, mostly inland floodingBayonne: Moderate, mostly inland floodingGreat Neck Estates: Low, mostly inland floodingWoodbridge: Low, mostly inland flooding WoodbridgePerth AmboyCarteretEdisonRahwaySayrevilleLindenNew York
Very lowLowModerateHighVery high
Rahwaymostly inland floodingHigh
Edisonmostly inland floodingModerate
Woodbridgemostly inland floodingLow
Sayrevillemostly inland floodingLow
Carteretmostly inland floodingLow
Lindenmostly inland floodingLow
New Yorkmostly inland floodingVery low
Perth Amboymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodbridge covers 24 census tracts, combined by population.
Money that reached townFlood claims are matched to Woodbridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Woodbridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodbridge total about $23.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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