Natural hazards · Dorothy

Dorothy, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Dorothy comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dorothy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dorothy to be higher than in 58% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding41%Hurricanes20%Strong wind17%Wildfire7%Everything else16%

By hazard

What Dorothy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 6 years in the area

Strong wind

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dorothy flood?

FEMA's records show no paid flood insurance claims in Dorothy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dorothy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Atlantic County.

Disasters that hit Dorothy

Federal disasters declared here

None of the disasters declared for Atlantic County shows FEMA aid or repair money reaching Dorothy itself in FEMA’s records.

Brought FEMA money into DorothyDeclared for Atlantic County only

Atlantic County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Dorothy

Dorothy and the towns around it

Very lowLowModerateHighVery high

Maurice Rivermostly coastal floodingHigh

Dorothymostly inland floodingModerate

Weymouthmostly inland floodingModerate

Estell Manormostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dorothy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dorothy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Dorothy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.