Cookstown is calmer than 70% of U.S. communities
Most of the natural-hazard damage FEMA expects in Cookstown comes from inland flooding, and overall the risk is low for a U.S. community.
What stands out about Cookstown’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Cookstown?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 30% of U.S. communities, mostly from inland flooding.
Calmer than 448 of the 564 New Jersey towns we cover.
Cookstown is smaller than a census tract, so it shares the figures of the tract around its center.
Does Cookstown flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Cookstown. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Cookstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.What Cookstown faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Earthquakes
Wildfire
Strong wind
Hurricanes
Heat waves
Federal disasters declared here
None of the disasters declared for Burlington County shows FEMA aid or repair money reaching Cookstown itself in FEMA’s records.
Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Get ready for what Cookstown actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Cookstown and its neighbors
Cookstown ranks 2nd calmest of 3 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| North Hanover | Low | inland flooding | 1 |
| Cookstown | Low | inland flooding | 0 |
| New Hanover | Very low | inland flooding | 2 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in July–September
The month each of Burlington County’s 24 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Cookstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cookstown.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Cookstown.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.