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Natural hazards · Wolfeboro

Wolfeboro, NH natural hazards

Most of the natural-hazard damage FEMA expects in Wolfeboro comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2005. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wolfeboro?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolfeboro to be higher than in 44% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding55%Hurricanes28%Everything else18%
By hazard

What Wolfeboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

28% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 10 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wolfeboro flood?

Every paid claim on a federal flood insurance policy in Wolfeboro, from FEMA’s records.

4paid claims since 2005
$50Kpaid to owners
1homes flooded more than once
20052026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wolfeboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.
Disasters that hit Wolfeboro

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wolfeboro itself: aid to households, or repair grants to the Town of Wolfeboro.

Brought FEMA money into WolfeboroDeclared for Carroll County only
2023

Severe Storms and Flooding

$882K to the Town of Wolfeboro for repairs
2022

Severe Storm and Flooding

$118K to the Town of Wolfeboro for repairs
2018

Severe Winter Storm and Snowstorm

$24K to the Town of Wolfeboro for repairs
2017

Severe Storm and Flooding

$80K to the Town of Wolfeboro for repairs
2017

Severe Winter Storm

$5K to the Town of Wolfeboro for repairs
2013

Severe Winter Storm and Snowstorm

$35K to the Town of Wolfeboro for repairs
2011

Tropical Storm Irene

2 households applied for aid $47K to the Town of Wolfeboro for repairs
2008

Severe Storms and Flooding

$77K to the Town of Wolfeboro for repairs
2007

Severe Storms and Flooding

$193K to the Town of Wolfeboro for repairs
2006

Severe Storms and Flooding

5 households applied for aid $4K aid approved $29K to the Town of Wolfeboro for repairs
2005

Record Snow

$33K to the Town of Wolfeboro for repairs
2005

Record And/Or Near Record Snow

$9K to the Town of Wolfeboro for repairs
2003

Snow

$11K to the Town of Wolfeboro for repairs
Carroll County has had 27 natural disasters declared since 1953, most often severe storms and winter storms.
Around Wolfeboro

Wolfeboro and the towns around it

Tuftonboro: Moderate, mostly inland floodingOssipee: High, mostly inland floodingAlton: Moderate, mostly inland floodingBrookfield: High, mostly inland floodingMoultonborough: Moderate, mostly inland floodingFreedom: High, mostly inland floodingEffingham: High, mostly inland floodingTamworth: High, mostly inland floodingWakefield: High, mostly inland floodingGilford: Low, mostly inland floodingNew Durham: Low, mostly inland floodingBarnstead: High, mostly inland floodingGilmanton: Moderate, mostly inland floodingFarmington: High, mostly inland floodingMiddleton: Low, mostly inland floodingWolfeboro: Moderate, mostly inland flooding WolfeboroTuftonboroOssipeeAltonBrookfield
Very lowLowModerateHighVery high
Ossipeemostly inland floodingHigh
Brookfieldmostly inland floodingHigh
Tuftonboromostly inland floodingModerate
Altonmostly inland floodingModerate
Wolfeboromostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolfeboro covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Wolfeboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wolfeboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wolfeboro total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

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You’re in Wolfeboro, NHCarroll CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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