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Natural hazards · Ossipee

Ossipee, NH natural hazards

Most of the natural-hazard damage FEMA expects in Ossipee comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 84 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ossipee?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ossipee to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes14%Everything else12%
By hazard

What Ossipee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

14% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ossipee flood?

Every paid claim on a federal flood insurance policy in Ossipee, from FEMA’s records.

84paid claims since 1979
$616Kpaid to owners
9homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ossipee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.
Disasters that hit Ossipee

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ossipee itself: aid to households, or repair grants to the Town of Ossipee.

Brought FEMA money into OssipeeDeclared for Carroll County only
2024

Severe Winter Storm and Flooding

$228K to the Town of Ossipee for repairs
2023

Severe Storms and Flooding

$374K to the Town of Ossipee for repairs
2022

Severe Storm and Flooding

$479K to the Town of Ossipee for repairs
2018

Severe Winter Storm and Snowstorm

$34K to the Town of Ossipee for repairs
2011

Tropical Storm Irene

$25K to the Town of Ossipee for repairs
2008

Severe Storms and Flooding

$68K to the Town of Ossipee for repairs
2007

Severe Storms and Flooding

$584K to the Town of Ossipee for repairs
2006

Severe Storms and Flooding

2 households applied for aid $757 aid approved
2005

Record Snow

$12K to the Town of Ossipee for repairs
2003

Snow

$13K to the Town of Ossipee for repairs
Carroll County has had 27 natural disasters declared since 1953, most often severe storms and winter storms.
Around Ossipee

Ossipee and the towns around it

Freedom: High, mostly inland floodingEffingham: High, mostly inland floodingWolfeboro: Moderate, mostly inland floodingTamworth: High, mostly inland floodingTuftonboro: Moderate, mostly inland floodingMoultonborough: Moderate, mostly inland floodingWakefield: High, mostly inland floodingEaton: High, mostly inland floodingMadison: High, mostly inland floodingPorter: Moderate, mostly inland floodingParsonsfield: Moderate, mostly inland floodingAlton: Moderate, mostly inland floodingBrookfield: High, mostly inland floodingAlbany: High, mostly inland floodingSandwich: High, mostly inland floodingCenter Harbor: Moderate, mostly inland floodingActon: Low, mostly inland floodingNewfield: Low, mostly inland floodingMilton: Low, mostly inland floodingMiddleton: Low, mostly inland floodingOssipee: High, mostly inland flooding OssipeeFreedomEffinghamWolfeboroTamworthTuftonboroMoultonboroughWakefield
Very lowLowModerateHighVery high
Effinghammostly inland floodingHigh
Ossipeemostly inland floodingHigh
Tamworthmostly inland floodingHigh
Freedommostly inland floodingHigh
Wakefieldmostly inland floodingHigh
Tuftonboromostly inland floodingModerate
Moultonboroughmostly inland floodingModerate
Wolfeboromostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ossipee covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Ossipee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ossipee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ossipee total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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