TownTapestry
Sign inJoin
MeredithGood morning
Natural hazards · Meredith

Meredith, NH natural hazards

Most of the natural-hazard damage FEMA expects in Meredith comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Meredith?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Meredith to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding66%Lightning10%Hurricanes9%Everything else15%
By hazard

What Meredith faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 54% of U.S. places
Recorded about once a year in the area

Lightning

10% of expected damage
Well above average · higher than 79% of U.S. places

Hurricanes

9% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 15 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Meredith flood?

Every paid claim on a federal flood insurance policy in Meredith, from FEMA’s records.

5paid claims since 1981
$74Kpaid to owners
1homes flooded more than once
19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Meredith isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Belknap County.
Disasters that hit Meredith

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Meredith itself: aid to households, or repair grants to the Town of Meredith.

Brought FEMA money into MeredithDeclared for Belknap County only
2013

Severe Winter Storm and Snowstorm

$57K to the Town of Meredith for repairs
2011

Tropical Storm Irene

$43K to the Town of Meredith for repairs
2008

Severe Storms and Flooding

$193K to the Town of Meredith for repairs
2007

Severe Storms and Flooding

8 households applied for aid $9K aid approved $71K to the Town of Meredith for repairs
2006

Severe Storms and Flooding

3 households applied for aid $4K aid approved $36K to the Town of Meredith for repairs
2005

Severe Storms and Flooding

$37K to the Town of Meredith for repairs
2005

Record And/Or Near Record Snow

$30K to the Town of Meredith for repairs
2003

Snow

$33K to the Town of Meredith for repairs
Belknap County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.
Around Meredith

Meredith and the towns around it

Gilford: Low, mostly inland floodingLaconia: Moderate, mostly inland floodingCenter Harbor: Moderate, mostly inland floodingSanbornton: Moderate, mostly inland floodingNew Hampton: Moderate, mostly inland floodingAlton: Moderate, mostly inland floodingBelmont: High, mostly inland floodingGilmanton: Moderate, mostly inland floodingHolderness: High, mostly inland floodingMoultonborough: Moderate, mostly inland floodingFranklin: High, mostly inland floodingHill: Very high, mostly inland floodingTilton: Moderate, mostly inland floodingBristol: High, mostly inland floodingBridgewater: High, mostly inland floodingAshland: Very high, mostly inland floodingMeredith: Low, mostly inland flooding MeredithGilfordLaconiaCenter HarborSanborntonNew Hampton
Very lowLowModerateHighVery high
Center Harbormostly inland floodingModerate
New Hamptonmostly inland floodingModerate
Sanborntonmostly inland floodingModerate
Laconiamostly inland floodingModerate
Meredithmostly inland floodingLow
Gilfordmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Meredith covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Meredith’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Meredith. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Meredith total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Meredith, NHBelknap CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Meredith is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map