Natural hazards · Platte Center

Platte Center, NE natural hazards

Most of the natural-hazard damage FEMA expects in Platte Center comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 21 claims here since 1990. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Platte Center?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Platte Center to be higher than in 85% of U.S. communities, mostly from hail and inland flooding.

Hail38%Inland flooding30%Tornadoes13%Strong wind9%Drought6%Everything else5%

By hazard

What Platte Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

38% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

30% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 43 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Platte Center flood?

Every paid claim on a federal flood insurance policy in Platte Center, from FEMA’s records.

21paid claims since 1990

$258Kpaid to owners

1homes flooded more than once

19902026

Biggest named events

Midwest Flooding: 2 claims, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Platte Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Platte Center

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Platte Center itself: aid to households, or repair grants to the Village of Platte Center.

Brought FEMA money into Platte CenterDeclared for Platte County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

2 households applied for aid $976 aid approved

2010

Severe Storms and Flooding

$4K to the Village of Platte Center for repairs

2009

Severe Winter Storms and Snowstorm

$2K to the Village of Platte Center for repairs

2008

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $8K aid approved $19K to the Village of Platte Center for repairs

Platte County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Platte Center is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Platte Center’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Platte Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.