Natural hazards · Loup

Loup, NE natural hazards

Most of the natural-hazard damage FEMA expects in Loup comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2010.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loup?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loup to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes12%Wildfire8%Everything else17%

By hazard

What Loup faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 3 years in the area

Wildfire

8% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loup flood?

Every paid claim on a federal flood insurance policy in Loup, from FEMA’s records.

2paid claims since 2010

$69Kpaid to owners

0homes flooded more than once

20102026

Biggest named events

March 2019 Midwest Flooding: 1 claim, $2K

of all homes
are insured

No community discount. Loup isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Custer County.

Disasters that hit Loup

Federal disasters declared here

None of the disasters declared for Custer County shows FEMA aid or repair money reaching Loup itself in FEMA’s records.

Brought FEMA money into LoupDeclared for Custer County only

Custer County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Loup

Loup and the towns around it

Very lowLowModerateHighVery high

Loupmostly inland floodingHigh

Elk Creekmostly inland floodingHigh

Berwynmostly inland floodingHigh

East Custermostly inland floodingHigh

Algernonmostly inland floodingHigh

Ansleymostly inland floodingHigh

Wood Rivermostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loup covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Loup’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Loup. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Loup total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.