Natural hazards · Algernon

Algernon, NE natural hazards

Most of the natural-hazard damage FEMA expects in Algernon comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Algernon?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Algernon to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes12%Wildfire8%Everything else17%

By hazard

What Algernon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 3 years in the area

Wildfire

8% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Algernon flood?

FEMA's records show no paid flood insurance claims in Algernon.

of all homes
are insured

No community discount. Algernon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Custer County.

Disasters that hit Algernon

Federal disasters declared here

None of the disasters declared for Custer County shows FEMA aid or repair money reaching Algernon itself in FEMA’s records.

Brought FEMA money into AlgernonDeclared for Custer County only

Custer County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Algernon

Algernon and the towns around it

Very lowLowModerateHighVery high

Algernonmostly inland floodingHigh

Ansleymostly inland floodingHigh

Elk Creekmostly inland floodingHigh

Loupmostly inland floodingHigh

Myrtlemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Algernon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Algernon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Algernon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.