Natural hazards · Waldo

Waldo, ND natural hazards

Most of the natural-hazard damage FEMA expects in Waldo comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waldo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waldo to be higher than in 44% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding32%Hail11%Tornadoes8%Everything else9%

By hazard

What Waldo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

32% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Hail

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 6 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waldo flood?

FEMA's records show no paid flood insurance claims in Waldo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Waldo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Waldo

Federal disasters declared here

None of the disasters declared for Richland County shows FEMA aid or repair money reaching Waldo itself in FEMA’s records.

Brought FEMA money into WaldoDeclared for Richland County only

Richland County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Waldo

Waldo and the towns around it

Very lowLowModerateHighVery high

Waldomostly cold wavesModerate

Greendalemostly cold wavesModerate

Brandenburgmostly cold wavesModerate

Devillomostly cold wavesModerate

Hankinsonmostly cold wavesVery low

Brightwoodmostly cold wavesVery low

Elmamostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waldo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waldo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Waldo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.