Natural hazards · Hankinson

Hankinson, ND natural hazards

Most of the natural-hazard damage FEMA expects in Hankinson comes from cold waves, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hankinson?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hankinson to be higher than in 16% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding21%Hail11%Tornadoes10%Strong wind6%Everything else7%

By hazard

What Hankinson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

21% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 2 times a year in the area

Hail

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hankinson flood?

FEMA's records show no paid flood insurance claims in Hankinson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hankinson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Hankinson

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hankinson itself: aid to households, or repair grants to the City of Hankinson.

Brought FEMA money into HankinsonDeclared for Richland County only

2011

Flooding

9 households applied for aid $5K aid approved

2009

Severe Storms and Flooding

15 households applied for aid $15K aid approved

2005

Severe Winter Storm

$8K to the City of Hankinson for repairs

2001

Severe Storms, Flooding, & Ground Saturation

$14K to the City of Hankinson for repairs

2000

Severe Storms, Flooding and Ground Saturation

$23K to the City of Hankinson for repairs

1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$432K to the City of Hankinson for repairs

Richland County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Hankinson

Hankinson and the towns around it

Very lowLowModerateHighVery high

Waldomostly cold wavesModerate

Hankinsonmostly cold wavesVery low

Brightwoodmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hankinson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hankinson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hankinson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.