Natural hazards · Turtle River

Turtle River, ND natural hazards

Most of the natural-hazard damage FEMA expects in Turtle River comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2009.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Turtle River?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Turtle River to be higher than in 68% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves24%Hail9%Everything else11%

By hazard

What Turtle River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Cold waves

24% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 22 times a year in the area

Hail

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Turtle River flood?

Every paid claim on a federal flood insurance policy in Turtle River, from FEMA’s records.

5paid claims since 2009

$34Kpaid to owners

3homes flooded more than once

20092026

Biggest named events

Winter storm: 1 claim, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Turtle River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grand Forks County.

Disasters that hit Turtle River

Federal disasters declared here

None of the disasters declared for Grand Forks County shows FEMA aid or repair money reaching Turtle River itself in FEMA’s records.

Brought FEMA money into Turtle RiverDeclared for Grand Forks County only

Grand Forks County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Turtle River

Turtle River and the towns around it

Very lowLowModerateHighVery high

Higdemmostly inland floodingVery high

Esthermostly inland floodingVery high

Oak Parkmostly inland floodingHigh

Oslomostly inland floodingHigh

Turtle Rivermostly inland floodingHigh

Ferrymostly inland floodingHigh

Levantmostly inland floodingHigh

Walshvillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Turtle River is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Turtle River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Turtle River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.