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Natural hazards · Oak Park

Oak Park, MN natural hazards

Most of the natural-hazard damage FEMA expects in Oak Park comes from inland flooding, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oak Park?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Park to be higher than in 74% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves22%Hail5%Everything else15%
By hazard

What Oak Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once a year in the area

Cold waves

22% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 22 times a year in the area

Hail

5% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oak Park flood?

FEMA's records show no paid flood insurance claims in Oak Park.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Oak Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.
Disasters that hit Oak Park

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oak Park itself: aid to households, or repair grants to the Township of Oak Park.

Brought FEMA money into Oak ParkDeclared for Marshall County only
2022

Severe Storms, Straight-Line Winds, and Flooding

$105K to the Township of Oak Park for repairs
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$75K to the Township of Oak Park for repairs
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$3K to the Township of Oak Park for repairs
2011

Severe Storms and Flooding

$84K to the Township of Oak Park for repairs
2010

Flooding

$82K to the Township of Oak Park for repairs
2009

Severe Storms and Flooding

$293K to the Township of Oak Park for repairs
2006

Flooding

$45K to the Township of Oak Park for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$2K to the Township of Oak Park for repairs
1999

Severe Ice Storm and Flooding

$17K to the Township of Oak Park for repairs
Marshall County has had 26 natural disasters declared since 1953, most often floods and severe storms.
Around Oak Park

Oak Park and the towns around it

Walshville: Moderate, mostly inland floodingTurtle River: High, mostly inland floodingOslo: High, mostly inland floodingVega: Moderate, mostly inland floodingHigdem: Very high, mostly inland floodingBig Woods: High, mostly inland floodingPulaski: Moderate, mostly inland floodingArdoch: Moderate, mostly inland floodingFerry: High, mostly inland floodingLevant: High, mostly inland floodingEsther: Very high, mostly inland floodingSandsville: Very high, mostly inland floodingBloomer: High, mostly inland floodingFork: High, mostly inland floodingActon: Moderate, mostly inland floodingOak Park: High, mostly inland flooding Oak ParkWalshvilleTurtle RiverOsloVegaHigdemBig Woods
Very lowLowModerateHighVery high
Higdemmostly inland floodingVery high
Oak Parkmostly inland floodingHigh
Oslomostly inland floodingHigh
Big Woodsmostly inland floodingHigh
Turtle Rivermostly inland floodingHigh
Vegamostly inland floodingModerate
Walshvillemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Park is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Oak Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Oak Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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