Natural hazards · Oakville

Oakville, ND natural hazards

Most of the natural-hazard damage FEMA expects in Oakville comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakville to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes10%Hail9%Cold waves9%Ice storms6%Strong wind5%Everything else7%

By hazard

What Oakville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 12 years in the area

Hail

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 22 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 3 years in the area

Strong wind

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Lower here

Heat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakville flood?

FEMA's records show no paid flood insurance claims in Oakville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grand Forks County.

Disasters that hit Oakville

Federal disasters declared here

None of the disasters declared for Grand Forks County shows FEMA aid or repair money reaching Oakville itself in FEMA’s records.

Brought FEMA money into OakvilleDeclared for Grand Forks County only

Grand Forks County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Oakville

Oakville and the towns around it

Very lowLowModerateHighVery high

Bloomingmostly inland floodingHigh

Fairfieldmostly inland floodingModerate

Chestermostly inland floodingLow

Oakvillemostly inland floodingLow

Emeradomostly inland floodingLow

Brennamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Oakville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.