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Natural hazards · Emerado

Emerado, ND natural hazards

Most of the natural-hazard damage FEMA expects in Emerado comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1989. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Emerado?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Emerado to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes10%Hail9%Cold waves9%Ice storms6%Strong wind5%Everything else7%
By hazard

What Emerado faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once every 12 years in the area

Hail

9% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 4 times a year in the area

Cold waves

9% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 22 times a year in the area

Ice storms

6% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 3 years in the area

Strong wind

5% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 2 times a year in the area

Lower here

Heat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Emerado flood?

Every paid claim on a federal flood insurance policy in Emerado, from FEMA’s records.

6paid claims since 1989
$26Kpaid to owners
0homes flooded more than once
19892026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Emerado isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grand Forks County.
Disasters that hit Emerado

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Emerado itself: aid to households, or repair grants to the City of Emerado.

Brought FEMA money into EmeradoDeclared for Grand Forks County only
2025

Severe Storms, Straight-Line Winds, and Tornadoes

$14K to the City of Emerado for repairs
2011

Flooding

$2K to the City of Emerado for repairs
2009

Severe Storms and Flooding

2 households applied for aid $3K aid approved $11K to the City of Emerado for repairs
2005

Severe Storms, Flooding, and Ground Saturation

$3K to the City of Emerado for repairs
2004

Severe Storms, Flooding, and Ground Saturation

$5K to the City of Emerado for repairs
2001

Severe Storms, Flooding, & Ground Saturation

$15K to the City of Emerado for repairs
1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$16K to the City of Emerado for repairs
Grand Forks County has had 32 natural disasters declared since 1953, most often floods and severe storms.
Around Emerado

Emerado and the towns around it

Chester: Low, mostly inland floodingOakville: Low, mostly inland floodingArvilla: Low, mostly inland floodingMekinock: Very low, mostly inland floodingPleasant View: Low, mostly cold wavesBrenna: Low, mostly inland floodingBlooming: High, mostly inland floodingFairfield: Moderate, mostly inland floodingEmerado: Low, mostly inland flooding EmeradoChesterOakville
Very lowLowModerateHighVery high
Chestermostly inland floodingLow
Emeradomostly inland floodingLow
Oakvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Emerado is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Emerado’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Emerado. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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