Natural hazards · North Olga

North Olga, ND natural hazards

Most of the natural-hazard damage FEMA expects in North Olga comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Olga?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Olga to be higher than in 17% of U.S. communities, mostly from cold waves.

Cold waves52%Inland flooding14%Hail14%Strong wind9%Ice storms5%Everything else8%

By hazard

What North Olga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

52% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 24 times a year in the area

Inland flooding

14% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once a year in the area

Hail

14% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Ice storms

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Olga flood?

FEMA's records show no paid flood insurance claims in North Olga.

Disasters that hit North Olga

Federal disasters declared here

None of the disasters declared for Cavalier County shows FEMA aid or repair money reaching North Olga itself in FEMA’s records.

Brought FEMA money into North OlgaDeclared for Cavalier County only

Cavalier County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around North Olga

North Olga and the towns around it

Very lowLowModerateHighVery high

La Mouremostly inland floodingModerate

North Olgamostly cold wavesVery low

Fremontmostly cold wavesVery low

South Olgamostly cold wavesVery low

Loammostly cold wavesVery low

Hopemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Olga is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Olga’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of North Olga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.