Natural hazards · La Moure

La Moure, ND natural hazards

Most of the natural-hazard damage FEMA expects in La Moure comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is La Moure?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Moure to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves33%Everything else24%
By hazard

What La Moure faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 2 times a year in the area

Cold waves

33% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 23 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does La Moure flood?

FEMA's records show no paid flood insurance claims in La Moure.

of homes in flood zones
are insured
of all homes
are insured
No community discount. La Moure isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pembina County.
Disasters that hit La Moure

Federal disasters declared here

None of the disasters declared for Pembina County shows FEMA aid or repair money reaching La Moure itself in FEMA’s records.

Brought FEMA money into La MoureDeclared for Pembina County only
Pembina County has had 32 natural disasters declared since 1953, most often floods and severe storms.
Around La Moure

La Moure and the towns around it

Beaulieu: Low, mostly inland floodingWalhalla: Moderate, mostly inland floodingAdvance: Moderate, mostly inland floodingNorth Olga: Very low, mostly cold wavesAkra: Low, mostly inland floodingThingvalla: Low, mostly inland floodingSouth Olga: Very low, mostly cold wavesEast Alma: Very low, mostly cold wavesFremont: Very low, mostly cold wavesSt. Joseph: Moderate, mostly inland floodingCavalier: Moderate, mostly inland floodingLoam: Very low, mostly cold wavesHope: Very low, mostly cold wavesPark: Low, mostly inland floodingLa Moure: Moderate, mostly inland flooding La MoureBeaulieuWalhallaAdvanceNorth OlgaAkra
Very lowLowModerateHighVery high
La Mouremostly inland floodingModerate
Walhallamostly inland floodingModerate
Advancemostly inland floodingModerate
Beaulieumostly inland floodingLow
Akramostly inland floodingLow
North Olgamostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Moure is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to La Moure’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of La Moure. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01