Natural hazards · Minto

Minto, ND natural hazards

Most of the natural-hazard damage FEMA expects in Minto comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 50 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minto?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minto to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves21%Tornadoes8%Hail7%Everything else14%

By hazard

What Minto faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 22 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 5 years in the area

Hail

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minto flood?

Every paid claim on a federal flood insurance policy in Minto, from FEMA’s records.

50paid claims since 1979

$189Kpaid to owners

5homes flooded more than once

19792026

Biggest named events

Not a named storm: 18 claims, $63K
Late spring storms: 2 claims, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Minto isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Walsh County.

What’s been done with FEMA grants

17flood-prone properties bought out and cleared

Disasters that hit Minto

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Minto itself: aid to households, or repair grants to the City of Minto.

Brought FEMA money into MintoDeclared for Walsh County only

2022

Severe Winter Storm and Flooding

$33K to the City of Minto for repairs

2013

Flooding

$18K to the City of Minto for repairs

2011

Flooding

$2K to the City of Minto for repairs

2010

Flooding

$4K to the City of Minto for repairs

2009

Severe Storms and Flooding

22 households applied for aid $15K aid approved $31K to the City of Minto for repairs

2004

Severe Storms, Flooding, and Ground Saturation

$8K to the City of Minto for repairs

2001

Severe Storms, Flooding, & Ground Saturation

$5K to the City of Minto for repairs

Walsh County has had 34 natural disasters declared since 1953, most often floods and severe storms.

Around Minto

Minto and the towns around it

Very lowLowModerateHighVery high

Mintomostly inland floodingModerate

Harristonmostly inland floodingModerate

Ardochmostly inland floodingModerate

Walsh Centremostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minto is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Minto’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Minto. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.