Natural hazards · Ardoch

Ardoch, ND natural hazards

Most of the natural-hazard damage FEMA expects in Ardoch comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ardoch?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ardoch to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves21%Tornadoes8%Hail7%Everything else14%

By hazard

What Ardoch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 22 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 5 years in the area

Hail

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ardoch flood?

FEMA's records show no paid flood insurance claims in Ardoch.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ardoch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Walsh County.

Disasters that hit Ardoch

Federal disasters declared here

None of the disasters declared for Walsh County shows FEMA aid or repair money reaching Ardoch itself in FEMA’s records.

Brought FEMA money into ArdochDeclared for Walsh County only

Walsh County has had 34 natural disasters declared since 1953, most often floods and severe storms.

Around Ardoch

Ardoch and the towns around it

Very lowLowModerateHighVery high

Levantmostly inland floodingHigh

Ardochmostly inland floodingModerate

Harristonmostly inland floodingModerate

Walshvillemostly inland floodingModerate

Mintomostly inland floodingModerate

Forest Rivermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ardoch is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ardoch’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ardoch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.