Natural hazards · Hazen

Hazen, ND natural hazards

Most of the natural-hazard damage FEMA expects in Hazen comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1997. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hazen?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hazen to be higher than in 41% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves33%Inland flooding31%Hail13%Tornadoes9%Winter weather5%Everything else9%

By hazard

What Hazen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 15 times a year in the area

Inland flooding

31% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 2 years in the area

Hail

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 68% of U.S. places

Winter weather

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 18 times a year in the area

Lower here

Ice stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hazen flood?

Every paid claim on a federal flood insurance policy in Hazen, from FEMA’s records.

5paid claims since 1997

$109Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Winter storm: 4 claims, $101K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hazen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mercer County.

Disasters that hit Hazen

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hazen itself: aid to households, or repair grants to the City of Hazen.

Brought FEMA money into HazenDeclared for Mercer County only

2022

Severe Winter Storm, Snowstorm, and Straight-Line Winds

$6K to the City of Hazen for repairs

2011

Flooding

$4K to the City of Hazen for repairs

2010

Flooding

$6K to the City of Hazen for repairs

2009

Severe Storms and Flooding

18 households applied for aid $12K aid approved $8K to the City of Hazen for repairs

2004

Snow

$4K to the City of Hazen for repairs

Mercer County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hazen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hazen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hazen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Hazen, ND natural hazards

How exposed is Hazen?

What Hazen faces

Cold waves

Inland flooding

Hail

Tornadoes

Winter weather

Lower here

Not a risk here

Does Hazen flood?

Biggest named events

5 federal disasters brought FEMA money here

Severe Winter Storm, Snowstorm, and Straight-Line Winds

Flooding

Flooding

Severe Storms and Flooding

Snow

How to read this page

Where to, neighbor?

Matches

Nearby