Natural hazards · Carpio

Carpio, ND natural hazards

Most of the natural-hazard damage FEMA expects in Carpio comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2011. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carpio?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carpio to be higher than in 10% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves51%Inland flooding23%Tornadoes7%Winter weather6%Hail5%Everything else9%

By hazard

What Carpio faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

51% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 21 times a year in the area

Inland flooding

23% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 8 years in the area

Winter weather

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 20 times a year in the area

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carpio flood?

Every paid claim on a federal flood insurance policy in Carpio, from FEMA’s records.

2paid claims since 2011

$16Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Late spring storms: 1 claim, $12K

of all homes
are insured

🏷️ 10% off flood insurance. Carpio is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Ward County.

Disasters that hit Carpio

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carpio itself: aid to households, or repair grants to the City of Carpio.

Brought FEMA money into CarpioDeclared for Ward County only

2011

Flooding

31 households applied for aid $48K aid approved

2009

Severe Storms and Flooding

2 households applied for aid $601 aid approved

1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$14K to the City of Carpio for repairs

Ward County has had 24 natural disasters declared since 1953, most often floods and severe storms.

Around Carpio

Carpio and the towns around it

Very lowLowModerateHighVery high

Carpiomostly cold wavesVery low

Maylandmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carpio is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carpio’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Carpio. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.