Natural hazards · Tobaccoville

Tobaccoville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Tobaccoville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2017. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tobaccoville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tobaccoville to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves7%Tornadoes5%Everything else16%

By hazard

What Tobaccoville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 55% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tobaccoville flood?

Every paid claim on a federal flood insurance policy in Tobaccoville, from FEMA’s records.

1paid claims since 2017

$5Kpaid to owners

0homes flooded more than once

20172026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tobaccoville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Forsyth County.

Disasters that hit Tobaccoville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Tobaccoville itself: aid to households, or repair grants to the Village of Tobaccoville.

Brought FEMA money into TobaccovilleDeclared for Forsyth County only

2024

Tropical Storm Helene

4 households applied for aid $300 aid approved

Forsyth County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Tobaccoville

Tobaccoville and the towns around it

Very lowLowModerateHighVery high

Winston-Salemmostly inland floodingModerate

Tobaccovillemostly inland floodingModerate

Kingmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tobaccoville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tobaccoville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Tobaccoville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tobaccoville total about $809K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.