Natural hazards · King

King, NC natural hazards

Most of the natural-hazard damage FEMA expects in King comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2018. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is King?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in King to be higher than in 18% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes7%Hurricanes5%Earthquakes5%Everything else15%

By hazard

What King faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 52% of U.S. places

Hurricanes

5% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 12 years in the area

Earthquakes

5% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does King flood?

Every paid claim on a federal flood insurance policy in King, from FEMA’s records.

2paid claims since 2018

$63Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. King isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stokes County.

Disasters that hit King

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in King itself: aid to households, or repair grants to the City of King.

Brought FEMA money into KingDeclared for Stokes County only

2018

Tropical Storm Michael

$57K to the City of King for repairs

2004

Hurricane Ivan

1 household applied for aid $908 aid approved

2003

Ice Storm

$10K to the City of King for repairs

Stokes County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. King covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to King’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of King. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across King total about $794K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.