Swansboro, NC housing market
The typical Swansboro home is worth about $356,000, up 1.2% in a year, 6% above the North Carolina typical home. Homes typically sell in 67 days, below asking.
Home values, sales, trends and how Swansboro compares with the towns next door — updated as new data is published.
Swansboro at a glance
A balanced market
About 5 months of supply: neither buyers nor sellers have a clear edge.
Typical home value, 2016–2026
Show as a table
| January | Swansboro | North Carolina |
|---|---|---|
| 2017 | $179,000 | $179,000 |
| 2018 | $185,000 | $190,000 |
| 2019 | $198,000 | $203,000 |
| 2020 | $209,000 | $215,000 |
| 2021 | $229,000 | $242,000 |
| 2022 | $269,000 | $287,000 |
| 2023 | $310,000 | $320,000 |
| 2024 | $332,000 | $332,000 |
| 2025 | $344,000 | $338,000 |
| 2026 | $355,000 | $336,000 |
| August 2026 | $356,000 | $335,000 |
12 new homes permitted in 2025
Builders were permitted 12 new homes in Swansboro in 2025, all single-family houses, worth about $7.8 million to build. That's 3 per 1,000 residents, slower than across North Carolina (11). Over the past 10 years, Swansboro has permitted 414 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Swansboro gained 1,081 residents while 532 new homes were permitted: about 2 new residents per new home. Building and growth moved roughly in step. Across North Carolina: 1.7 new residents per new home.
How Swansboro ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 5 | 5 | 0 | $3 million |
| 2025 | 12 | 12 | 0 | $7.8 million |
| 2024 | 15 | 15 | 0 | $5.8 million |
| 2023 | 21 | 21 | 0 | $6.9 million |
| 2022 | 32 | 32 | 0 | $5.6 million |
| 2021 | 104 | 80 | 24 | $19 million |
| 2020 | 64 | 64 | 0 | $11.2 million |
| 2019 | 42 | 42 | 0 | $8.7 million |
| 2018 | 48 | 48 | 0 | $9.8 million |
| 2017 | 28 | 28 | 0 | $5.2 million |
| 2016 | 48 | 48 | 0 | $8.3 million |
| 2015 | 33 | 33 | 0 | $6.1 million |
| 2014 | 55 | 55 | 0 | $8.4 million |
| 2013 | 62 | 62 | 0 | $4.6 million |
| 2012 | 91 | 91 | 0 | $8.6 million |
| 2011 | 63 | 63 | 0 | $8 million |
| 2010 | 62 | 62 | 0 | $10.1 million |
| 2009 | 43 | 38 | 5 | $5.1 million |
| 2008 | 28 | 28 | 0 | $4.4 million |
| 2007 | 45 | 45 | 0 | $6.7 million |
| 2006 | 98 | 98 | 0 | $15.2 million |
| 2005 | 62 | 58 | 4 | $14.4 million |
| 2004 | 84 | 84 | 0 | $8.2 million |
| 2003 | 34 | 34 | 0 | $2.9 million |
How Swansboro ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
3.1 years of income
The typical Swansboro home costs about 3.1 years of the town's median household income, less than across North Carolina (4.6 years).
How Swansboro ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,460
HUD's Fair Market Rent for a two-bedroom in Swansboro is $1,460 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Swansboro pay a median of $1,106, so moving in tends to cost more than staying put. A two-bedroom takes about 15% of the town's median household income.
Studio $1,130 · 4 bedrooms $2,420
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (28539, 28584; Jacksonville, NC MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.