Natural hazards · Summerfield

Summerfield, NC natural hazards

Most of the natural-hazard damage FEMA expects in Summerfield comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Summerfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Summerfield to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding78%Hurricanes6%Everything else16%

By hazard

What Summerfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Summerfield flood?

FEMA's records show no paid flood insurance claims in Summerfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Summerfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guilford County.

Disasters that hit Summerfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Summerfield itself: aid to households, or repair grants to the Town of Summerfield.

Brought FEMA money into SummerfieldDeclared for Guilford County only

2018

Hurricane Florence

3 households applied for aid

2018

Tornado and Severe Storms

3 households applied for aid

2004

Hurricane Ivan

1 household applied for aid $589 aid approved

Guilford County has had 24 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Summerfield

Summerfield and the towns around it

Very lowLowModerateHighVery high

Summerfieldmostly inland floodingModerate

Greensboromostly inland floodingModerate

Oak Ridgemostly inland floodingLow

Stokesdalemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Summerfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Summerfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Summerfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Summerfield total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.