Natural hazards · Stokesdale

Stokesdale, NC natural hazards

Most of the natural-hazard damage FEMA expects in Stokesdale comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stokesdale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stokesdale to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding71%Hurricanes7%Cold waves6%Everything else17%

By hazard

What Stokesdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 11 years in the area

Cold waves

6% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stokesdale flood?

FEMA's records show no paid flood insurance claims in Stokesdale.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stokesdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guilford County.

Disasters that hit Stokesdale

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stokesdale itself: aid to households, or repair grants to the Town of Stokesdale.

Brought FEMA money into StokesdaleDeclared for Guilford County only

2018

Hurricane Florence

1 household applied for aid $56K to the Town of Stokesdale for repairs

2018

Tornado and Severe Storms

2 households applied for aid

2004

Hurricane Ivan

34 households applied for aid $29K aid approved

Guilford County has had 24 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Stokesdale

Stokesdale and the towns around it

Very lowLowModerateHighVery high

Summerfieldmostly inland floodingModerate

Oak Ridgemostly inland floodingLow

Stokesdalemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stokesdale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stokesdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stokesdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stokesdale total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.