Natural hazards · Sea Breeze

Sea Breeze, NC natural hazards

Most of the natural-hazard damage FEMA expects in Sea Breeze comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sea Breeze?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sea Breeze to be higher than in 94% of U.S. communities, mostly from hurricanes.

Hurricanes69%Inland flooding14%Coastal flooding8%Everything else9%

By hazard

What Sea Breeze faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

69% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

14% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Coastal flooding

8% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sea Breeze flood?

FEMA's records show no paid flood insurance claims in Sea Breeze.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sea Breeze isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Hanover County.

Disasters that hit Sea Breeze

Federal disasters declared here

None of the disasters declared for New Hanover County shows FEMA aid or repair money reaching Sea Breeze itself in FEMA’s records.

Brought FEMA money into Sea BreezeDeclared for New Hanover County only

New Hanover County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Sea Breeze

Sea Breeze and the towns around it

Very lowLowModerateHighVery high

Sea Breezemostly hurricanesVery high

Myrtle Grovemostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sea Breeze is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sea Breeze’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sea Breeze. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.