Natural hazards · Myrtle Grove

Myrtle Grove, NC natural hazards

Most of the natural-hazard damage FEMA expects in Myrtle Grove comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 217 claims here since 1987.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Myrtle Grove?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Myrtle Grove to be higher than in 94% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes70%Inland flooding17%Everything else13%

By hazard

What Myrtle Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

70% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

17% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Myrtle Grove flood?

Every paid claim on a federal flood insurance policy in Myrtle Grove, from FEMA’s records.

217paid claims since 1987

$4.4Mpaid to owners

0homes flooded more than once

19872026

Biggest named events

Hurricane Fran: 58 claims, $2.6M
Hurricane Florence: 55 claims, $861K
Hurricane Floyd: 37 claims, $307K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Myrtle Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Hanover County.

Disasters that hit Myrtle Grove

Federal disasters declared here

None of the disasters declared for New Hanover County shows FEMA aid or repair money reaching Myrtle Grove itself in FEMA’s records.

Brought FEMA money into Myrtle GroveDeclared for New Hanover County only

New Hanover County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Myrtle Grove

Myrtle Grove and the towns around it

Very lowLowModerateHighVery high

Silver Lakemostly hurricanesVery high

Myrtle Grovemostly hurricanesVery high

Sea Breezemostly hurricanesVery high

Wilmingtonmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Myrtle Grove covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Myrtle Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Myrtle Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Myrtle Grove total about $12.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.