Natural hazards · Sandy Creek

Sandy Creek, NC natural hazards

Most of the natural-hazard damage FEMA expects in Sandy Creek comes from hurricanes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sandy Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sandy Creek to be higher than in 95% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes67%Inland flooding18%Everything else15%

By hazard

What Sandy Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

18% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sandy Creek flood?

FEMA's records show no paid flood insurance claims in Sandy Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sandy Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brunswick County.

Disasters that hit Sandy Creek

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sandy Creek itself: aid to households, or repair grants to the Town of Sandy Creek.

Brought FEMA money into Sandy CreekDeclared for Brunswick County only

2024

Potential Tropical Cyclone Eight

$22K to the Town of Sandy Creek for repairs

2024

Tropical Storm Debby

$6K to the Town of Sandy Creek for repairs

2018

Hurricane Florence

1 household applied for aid $11K to the Town of Sandy Creek for repairs

Brunswick County has had 26 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sandy Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sandy Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sandy Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.