Natural hazards · Ogden

Ogden, NC natural hazards

Most of the natural-hazard damage FEMA expects in Ogden comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 160 claims here since 1984. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ogden?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ogden to be higher than in 96% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes66%Inland flooding24%Everything else10%

By hazard

What Ogden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

66% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

24% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ogden flood?

Every paid claim on a federal flood insurance policy in Ogden, from FEMA’s records.

160paid claims since 1984

$2.6Mpaid to owners

0homes flooded more than once

19842026

Biggest named events

Hurricane Florence: 65 claims, $1.4M
Hurricane Fran: 48 claims, $609K
Hurricane Floyd: 18 claims, $214K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ogden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Hanover County.

Disasters that hit Ogden

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ogden itself: aid to households, or repair grants to Ogden.

Brought FEMA money into OgdenDeclared for New Hanover County only

2018

Hurricane Florence

1 household applied for aid

New Hanover County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Ogden

Ogden and the towns around it

Very lowLowModerateHighVery high

Ogdenmostly hurricanesVery high

Porters Neckmostly hurricanesVery high

Wilmingtonmostly hurricanesVery high

Bayshoremostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ogden covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ogden’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ogden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ogden total about $10.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.